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Here's what you need to know: Employer-sponsored plans only cover Wegovy if the employer specifically added weight management drug benefits [1] Individual/Marketplace plans typically exclude weight loss medications entirely Medicare Advantage does not cover Wegovy for weight loss see our Medicare coverage guide for details and workarounds [2] Optum Rx (UHC's pharmacy benefit manager) places Wegovy in high-cost specialty tiers when covered Bottom line: Don't assume your UHC plan covers Wegovy